The Property & Liability Resource Bureau intends to prevent any violation of antitrust laws at all their meetings and conferences.
Presenters and attendees at the PLRB educational conferences must remember that their respective firms are competitors in the marketplace and that the McCarran-Ferguson Act and the laws of some states provide the insurance industry with only very limited immunity from federal and state antitrust scrutiny. Therefore, presenters and attendees must exercise care during all presentations and discussions, since even innocuous discussions of certain topics might later be misinterpreted as evidence of collusion.
At PLRB educational conferences, and all educational, social, and business development events connected with this meeting, there should be no discussion or agreement, formal or informal, expressed or implied, as to any matters which might give rise to an allegation of violation of antitrust laws. Subjects to avoid include:
- underwriting policies;
- marketing strategies; marketing responses to legislative, regulatory, or other developments;
- prices or costs of any products or services offered for sale by insurers or purchased by insurers;
- individual insurance company positions on coverage issues and other matters of insurance policy interpretation; agreements or understandings relating to claims practice, policies, or positions;
- standards by which the performance of any insurer could or should be judged; codes of ethics;
- advantages or disadvantages of doing business in particular states;
- refusal to deal with, or boycott of, potential insureds or suppliers of products or services; use of particular suppliers of products or services; and
- costs or profits of any aspect of any of the above.
The purpose of a PLRB educational conference is education. The strength, reputation, and national support of the PLRB Conferences are the result of its commitment to hardworking, intense professional development.
The official PLRB Conference program also provides helpful forums for networking among insurer claims professionals and claims service providers. Any additional activity sponsored by a claims service provider in conjunction with a PLRB Conference that undermines or conflicts with the primary educational purpose and reputation of the PLRB Conference is prohibited.
As example, entertainment during conference and expo hours is a conflict and prohibited. Also, after hours entertaining of fifteen or more conference attendees by any one person, organization, or group that extends past 11:00 p.m. on an evening before morning sessions undermines the educational experience and is prohibited. "Adult themed" entertainment undermines the reputation of the event and is prohibited.
Failure to comply with the policy can result in sanctions, including but not limited to:
- Loss of exhibiting privileges at PLRB events
- Loss of speaking privileges at PLRB events
- Loss of attendance privileges at PLRB events
Public Adjusters, Agents and Brokers
The PLRB educational conferences are open only to those employed by the insurance industry and those who, as their primary business, provide goods and services directly to insurers. Others, such as public adjusters, brokers, and agents, are not invited and may not register nor attend. Any such uninvited person found attending the Conference will be asked to leave and will not receive a refund. Determinations regarding eligibility to attend will be made solely by PLRB. Under rare circumstances, an exception to this policy may be granted if PLRB determines that an exception is in the best interest of its members. Requests for granting an exception to the policy must be submitted to PLRB in writing. Granting of an exception is valid only if in writing. If you have any questions about this attendance policy or determinations made pursuant to this policy, please contact PLRB management in writing as soon as possible.
PLRB Recording and Photo Policy
Attendees or exhibitors are encouraged to network and enjoy the meeting
experience. Capturing memories of casual meeting activities and
networking is permitted with permission of those prominently featured in an
image or video clip.
PLRB event participation implies your consent to be photographed,
filmed, or otherwise recorded for use by PLRB including on the PLRB
website, social media outlets, news publications, and in its promotional
Recording of Presentations is Strictly Prohibited
No one may electronically record or broadcast any portion of any PLRB
conference or meeting without prior written consent of PLRB.
PLRB reserves the rights to any approved audio and video production of
presentations at all PLRB events.
- Press representatives must receive a Press Pass and photo/recording
permission from PLRB.
- Those who do not comply with the PLRB recording policy may be asked to
leave the premises.
- Participants agree that unauthorized recording of sessions causes
irreparable harm to PLRB and its presenters.
Videos and Photos for PLRB Use
PLRB Meeting attendance implies your consent to be photographed, filmed and/or otherwise recorded for use on the PLRB website or news publications. Please
note that no technical presentations will be recorded without prior consent of PLRB or the authors.